The money apps split bills. PlanZippy plans the whole thing.
Every row is something the app does today. Payments are deliberately not one of them.
| Capability | PlanZippy |
|---|---|
| Groups for trips, homes and dinners | Yes — as plans, any type |
| Add expenses, who paid, who shares | Yes |
| Equal / exact / percentage / share splits | All four + selected-subset splits |
| Balances + fewest-transfers settle-up | Yes, per plan and a global total on top |
| Multi-currency | Yes |
| Join by link without installing | Guest view via link for hashtag and seat flows |
| Recurring expenses | Yes (plans + personal to-do repeats) |
| Receipt photos | Photo attach now; scanning later |
| Plan types beyond money (trips, events, potlucks, rotas…) | Yes — a card for each kind of plan |
| Itinerary with stops in order | Yes |
| Suggest-and-vote / polls | Yes |
| Tasks by category with owners, live status and progress | Yes |
| RSVP + plus-ones, date finder | Yes |
| Bring-list (potluck / group shopping) | Yes |
| Rooms & flights compared in-plan (display only) | Yes |
| Chat that belongs to the plan | Yes |
| Pending-step reminders (no chasing people) | Yes |
| Publish a finished plan for others to reuse + follow the creator | Yes |
| Public hashtag plans with creator-set entry steps | Yes |
| Claim Seat (limited seats, live counter, waitlist) | Yes |
| My Turn token line for stalls and offices | Yes |
| Personal to-do under your profile | Yes |
| AI helper that drafts a plan from one sentence | Yes (drafts only; humans confirm) |
| Handles payments | Never — display only, by design |